Mortgage Solutions

Research by Upad.co.uk suggests introducing caps to the housing benefit of £250 per week for a one-bed flat and £400 per week for a four-bed house could send shock waves through the social rented sector. This is likely to affect 90% of social housing landlords in the South East and 40% across the country, while a third of social tenants could be made homeless. Will the government move turn thousands of private landlords away from renting to social tenants?

Mortgage Solutions

Research by Upad.co.uk suggests introducing caps to the housing benefit of £250 per week for a one-bed flat and £400 per week for a four-bed house could send shock waves through the social rented sector. This is likely to affect 90% of social housing landlords in the South East and 40% across the country, while a third of social tenants could be made homeless. Will the government move turn thousands of private landlords away from renting to social tenants?

Mortgage Solutions

Research by Upad.co.uk suggests introducing caps to the housing benefit of £250 per week for a one-bed flat and £400 per week for a four-bed house could send shock waves through the social rented sector. This is likely to affect 90% of social housing landlords in the South East and 40% across the country, while a third of social tenants could be made homeless. Will the government move turn thousands of private landlords away from renting to social tenants?

Mortgage Solutions

Research by Upad.co.uk suggests introducing caps to housing benefit of £250 per week for a one-bed flat and £400 per week for a four-bed house could send shock waves through the social rented sector. This is likely to affect 90% of social housing landlords in the South East and 40% across the country, while a third of social tenants could be made homeless. Will the government move turn thousands of private landlords away from renting to social tenants?

Mortgage Solutions

Vince Cable has voiced concerns over the appointment of Bob Diamond as the new Barclays chief executive, fuelling the row over whether big banks should be broken up.

Mortgage Solutions

Virgin Money will base its new operations in Edinburgh where it will create 200 new jobs in a boost to the city which has suffered from large-scale job cuts.

Mortgage Solutions

A Norwich letting agent has admitted stealing more than £143,000 in cash from clients of the company he ran.

Mortgage Solutions

House prices appear to be stabilising, after a 0.2% rise in August, taking prices back to similar levels seen at the start of the year.

Mortgage Solutions

The Bank of England is expected to hold rates at 0.5% this week, but a quarter of Brits are still afraid of the effect rises will have on their finances.

Mortgage Solutions

The equity release advisers at the coal face are responsible for consumer education on equity release, said one equity release lender, not lenders or government.

Mortgage Solutions

Social housing maintenance company Connaught, is on the brink of collapse after lenders refused to offer additional support to the cash-stricken company.

Mortgage Solutions

Brokers need to wake up to the potential of secured loans to help remortgage customers in the face of funding restrictions, secured finance packager Brunel Mortgages & Loans has claimed.

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More than seven times the number of broker products are available against direct for the month of August, according to software provider TrigoldCrystal.

Mortgage Solutions

The string of mortgage and insurance advisers banned, fined or both since the FSA started probing the industry is unsettling.

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Halifax has cut the rates across its entire range of mortgages by up to 0.5%.

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Coventry Intermediaries has pledged it will not offer linked products as part of its mortgage portfolio.

Mortgage Solutions

Brett Davidson explains how to manage your business as it grows Brett Davidson, chief executive of FP Advance, explains how to manage your business as it grows

Mortgage Solutions

Banks, whether rightly or wrongly, are continuously being hit from all sides over their conduct, with accusations flying of a swift return to the big bonus culture following the credit crisis, refusing to lend enough and poor customer service to name just a few.

Mortgage Solutions

Paul Duckworth, director of technology firm the Charlbury Group says getting your workflow systems right and keeping the business secure should never be matters for compromise

Mortgage Solutions

Come and visit us at Expo this year... We’ll give you a demo of ALL NEW MortgageBrain, mte, MortgageBrain B2C and the Key plus you’ll get the chance to win some great prizes!

Mortgage Solutions

Select & Protect has warned that many ‘accidental’ landlords who have fallen into letting out their properties during the economic crisis may not have adequately insured their properties.

Mortgage Solutions

A Coventry IFA was jailed for five and a half years for his part in an extended mortgage fraud after he overstated a single client's income several times to secure mortgages.

Mortgage Solutions

The National Insurance Contributions (NICs) holiday for new businesses set up outside London, the South East and East of England has come into effect today, with the potential to help an estimated 400,000 firms employ staff.

Mortgage Solutions

The Bank of England Monetary Policy Committee has voted to hold the base rate at its historic low of 0.5% for the 18th month in a row. Do you think interest rates will move before the end of the year?

Mortgage Solutions

Chris Cummings, the outgoing director general of AIFA and AMI, has lauded replacement Stephen Gay as a 'man of integrity' and says his recent past as an Aviva director does not matter.

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Chancellor George Osborne will scrap the Pre-Budget Report this year and replace it with a slimmed-down autumn statement.

Mortgage Solutions

This is the Mortgage Solutions weekly talk back page. Each week, we'll pick the best letters to the editor and online comments to the hottest stories to give you a flavour of what the industry is really thinking.

Mortgage Solutions

Aviva's director of distribution development Stephen Gay has been named as the new director general of AIFA, replacing Chris Cummings.

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The latest Mortgage Solutions poll has revealed eight out of ten brokers have suffered credit problems with their bank in the last 12 months.

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Legal & General has teamed up with Your Mortgage, the market leading consumer mortgage magazine, to give you the chance to win £10,000 worth of free advertising.

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The only way is up Yazz said in 1988 and the UK has certainly taken that message to heart for housing in the last 15 years or so, with every double digit annual house price increase trumpeted as a Good Thing.

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A European-wide Systemic Risk Board and three separate agencies will be set up to monitor securities, banks and insurance companies, but Britain has been assured the deal will not weaken its sovereignty.

Mortgage Solutions

Time certainly flies. This week you may be blinking back the tears as you wave your little treasure off at the gates on his first day at school but just you wait. It won't be long before you've got tears in your eyes once again as he's asking for an astronomical amount of cash to put towards the deposit on a flat.

Mortgage Solutions

The annual rate of property price rises in London has fallen from 21% in April to 16% in August, reported Knight Frank.

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Nationwide's chief economist, Martin Gahbauer, has called the house price falls of the last two months "not an unhealthy development". Do you think further declines in property prices will boost mortgage activity?

Mortgage Solutions

RBS has announced a further 3,500 job cuts across England and Scotland in the firm’s technical and back office divisions.

Mortgage Solutions

A survey suggests a third of social tenants could be made homeless and 90% of landlords in London and the South East will be affected by the upcoming changes in housing benefit legislation.

Mortgage Solutions

Rising interest rates could lead to a surge of repossessions, with many people simply walking away from their homes rather than pay mortgages, Peter Hargreaves has claimed.

Mortgage Solutions

Abbey for Intermediaries (AFI) is set to launch an exclusive two-year fix at 3.09% available up to 60% LTV.